Negotiating an insurance policy in a dream brings forward issues related to security. If you have an accident and find out your insurance doesn't cover it, you may feel that you are setting goals that are unrealistic. The insurance policy can be understood in terms of what you are investing symbolically to ensure your success. Generally this type of dream is teaching you to be honest in understanding your capabilities. If the dream is resolved by getting insurance money, the message can suggest that you have more reserves (in terms of capabilities/self-esteem) than you thought possible. Insurance related to the home can embody the idea that life is a learning experience that requires continual transformation. Insurance related to the car revolves around the issue of drive and motivation. Insurance related to health can have a more literal message about the need to care for your body.